Sky High Yield

Dive into financial exhilaration with our Sky High Yield Account. It's not just a jump—it's a quantum leap towards a brighter financial future! 

Check out the monthly qualifications to see if the OURCU Sky High account is the right choice for you!

Monthly Qualifications Include:

  • 12 Debit Card Swipes (online or in person) of $3+: Your ticket to this financial thrill ride. 

  • 1 Digital Banking Login: Your cockpit for this high-flying account. 

  • $500+ Direct Deposit: Fuel up your account engines.

  • Enroll in E-Statements: Streamline your ascent with paperless banking.

Qualification Results: 

  • Soar with 6% APY on balances up to $10,000

  • Glide at 0.10% APY on all dollars in excess of $10,000

  • Cruise with a 0.05% APY even if you don't meet the qualifications. 

Sky-High Benefits: 

  • Zero Gravity Fees: Float freely with no monthly fees tied to this account.

  • Unlimited Transactions: Perform financial acrobatics without limits.

  • Free Nationwide ATM Access: Your money parachute, ready wherever you land.

  • Top-Tier Mobile App: Pilot your finances with precision, anytime, anywhere. 

Take the plunge with us. The Sky High Yield account is your financial jetpack, propelling you to the peak of financial freedom. 

6% APY* - Happy people sky diving
GoPro Hero 11 image example

September Through December - Be One of the First to Plunge Into the SKY HIGH YIELD Account & Get Entered to Win a GoPro HERO11 Waterproof Action Camera Plus Accessories!

Odds of winning depend on the number of entries.  Members who open a Sky High Yield account between September 16, 2024 through December 31, 2024 will automatically be entered to win.  Winners must be members in good standing with OURCU. Non-OURCU Members and OURCU staff are not eligible to win. Winners will be contacted after January 1, 2025.


Disclosure information:

*APY = Annual Percentage Yield. All monthly qualifications must be met to earn the 6% APY on dollar amounts up to $10,000; 0.10% interest will be earned on all dollars in excess of $10,000, example: $15,000 balance that qualifies would be $10,000 at 6% and $5,000 at 0.10%. Non-qualified accounts will earn 0.05% interest. All dividends on the Sky High yield account dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period.

Monthly Qualifications: A minimum of 12 debit card transactions of at least $3 each that must post by month-end, one online or mobile banking login per month, eStatements enabled and one direct deposit of at least $500 per month.

New membership must include a savings account with a minimum $25 opening deposit. The Sky High Yield account requires $0 opening deposit and will earn a 6.00% annual percentage yield (APY) on balances up to $10,000 if qualifications are met. Fees may reduce earnings. This offer cannot be combined with any other offers, and there can be only one Sky High Yield account per Social Security number. Federally insured up to $250,000 by the NCUA. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call 800-426-5657, toll free, for more details.